How Does Insurance Work? A Comprehensive Overview for Smart Decision-MakingWelcome to the remarkable world of insurance, where protection and comfort go hand in hand! Whether you're an experienced insurance pro or just dipping your toes into this vast sea of policies, understanding how insurance works is crucial for making clever decisions. From pr… Read More

Health Insurance PlansA qualifying event allows you to change an existing health insurance policy, or sign up for a new one, outside of open enrollment periods. If so, you might want to find a plan that includes your doctor in its insurance company's provider network. You have several options when it comes to buying private health insurance. Under … Read More

Health Insurance Aid” requirement, then you may be eligible for financial help to purchase through the Marketplace. “Minimum value” means your employer plan pays at least 60% of the total cost of medical services. Your employer can tell you whether the insurance plan it offers meets minimum value. Vision and dental plans are a low-cost way of… Read More

Buying Private Health InsuranceThe Health Insurance Marketplace Calculator will also show you the price of the lowest-cost bronze plan in your area. Bronze plans are the lowest level of coverage that most people are required to have under the health law. If a Bronze plan is still unaffordable to you even after financial assistance, or if you are un… Read More

Health Insurance Basics For TeensSome examples of costs not covered are hospital stays, skilled nursing facility stays, blood, Medicare Part B yearly deductible and Medicare Part B covered services. A Medigap policy will not cover long-term care, vision or dental care, hearing aids and private-duty nursing. With most job-based health plans, an empl… Read More